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Business · 2026-05-29
Business health insurance is private medical cover that an employer pays for, so staff can be treated privately instead of waiting. In the UK it costs most small firms between £45 and £75 per employee a month in 2026 for mid-tier cover. Basic plans start around £30 and comprehensive cover reaches £110 or more. That […]
Read the guide ↗Individual · 2026-05-22
New analysis by MyHealthPal reveals that UK Google searches for “burnout symptoms” surged to peak levels during Spring 2026, highlighting growing concern around chronic stress, workplace exhaustion, and burnout across the country. The analysis, based on Google Trends data, found UK search interest for “burnout symptoms” reached its highest recorded level of 100 on 30 […]
Read the guide ↗Individual · 2026-05-18
Best Health Insurance for Over 50s in the UK Health insurance for over 50s in the UK is private medical cover (PMI) bought at age 50 or above, designed to give you faster access to consultants, diagnostics and treatment outside the NHS. There’s no single best provider for everyone; the right policy depends on your […]
Read the guide ↗Business · 2026-01-19
Choosing the best health insurance providers for small businesses in the UK comes down to value, flexibility, and relevance. For companies with fewer than 50 employees, private medical insurance is one of the most effective ways to offer a competitive benefit without the cost and complexity of corporate schemes. Good small business cover cuts sickness […]
Read the guide ↗Individual · 2026-01-15
Becoming a health insurance broker appeals to people who want meaningful work, long term income, and control over how they build their career. It is a role that sits somewhere between advisory work and business ownership. At its heart, this career is about helping people make confident decisions in an area most find confusing. Over […]
Read the guide ↗Individual · 2025-11-12
If you have just received your Bupa renewal quote for 2025 and it is significantly higher than last year you are not alone. We are seeing many individuals – some from corporate backgrounds including BBC staff – shocked by large premium increases on their individual Bupa policies. The good news is you don’t have to […]
Read the guide ↗Individual · 2025-10-24
In this Bupa vs Aviva comparison, we look at how two of the UK’s best-known private health insurers stack up on cost, benefits, tools, coverage and the day-to-day claims experience. This guide compares them side by side and explains the key areas that influence monthly premiums, cover for medical conditions, and day-to-day experience. How We […]
Read the guide ↗Providers · 2025-09-19
In this Bupa vs Vitality health cover comparison, we look at how these two well‑known UK insurers stack up on cost, benefits, digital tools and customer feedback. Bupa wins on hospital network depth and cancer drug access. Vitality wins on price, but only if you actively engage with its rewards programme. This detailed comparison will explain […]
Read the guide ↗Individual · 2025-05-13
Reform UK has introduced a significant policy proposal aimed at revitalizing the private health insurance sector: a 20% tax relief on all private medical insurance (PMI) premiums. This initiative is designed to make PMI more accessible to individuals and businesses, alleviating pressure on the NHS. The proposed tax relief would effectively reduce the cost of […]
Read the guide ↗Individual · 2024-12-23
So, you’ve seen the recent Bupa Family+ campaign on TV, but what does it cover? Key Benefits of Bupa Family+ The main difference in this policy is that you only have to pay for your eldest child, all younger children are free of charge. If you’ve got a big family, this could save you a […]
Read the guide ↗Individual · 2024-10-24
The UK private health insurance market has grown significantly, with a £385m increase in just one year, largely driven by rising demand for private treatment due to the ongoing NHS crisis. According to LaingBuisson, a health data provider, the total market, which includes medical and dental insurance, grew by 6.1% to £6.7bn in 2022. The […]
Read the guide ↗Health · 2024-10-23
In a controversial decision, the NHS has announced it will not fund a new drug designed to slow the progression of Alzheimer’s disease, citing cost concerns. The drug, which could offer hope to many families affected by the condition, has been deemed too expensive by the National Institute for Health and Care Excellence (NICE), the […]
Read the guide ↗Health · 2024-10-23
The UK is set to make a major shift in how patient medical records are stored and accessed, with the NHS announcing plans to digitise all patient details. Historically, the NHS has been slow to adopt such digital advancements, which has often made it difficult for patients to access and share their medical history. This […]
Read the guide ↗Providers · 2024-10-19
As a health insurance broker, we’re always excited to share the latest advancements in healthcare that can benefit you and your loved ones. One such development comes from Bupa, which has become the first major private healthcare provider in the UK to pilot whole genome sequencing for selected customers. But what is genome sequencing? Simply […]
Read the guide ↗Providers · 2024-08-28
From September the 3rd, Bupa will be offering 10% discount to healthy policy holders Bupa has introduced a new Health and Lifestyle discount, and it’s available to all Bupa members. By answering just three simple health-related questions, clients who demonstrate a healthy lifestyle can enjoy a 10% discount on their coverage. Starting September 3, 2024, […]
Read the guide ↗Providers · 2024-08-06
Update for AXA members on How to Access Benefits We’re excited to share updates on how we’re improving your access to the right care at the right time. Our care pathways are designed to connect you with specialists online, no matter where you are in the UK. AXA’s New Digestive Health Service Our recently launched […]
Read the guide ↗Providers · 2024-08-06
Bupa Customers to benefit From Enhanced Dental Cover Starting August 1, 2024, all new Bupa policies and renewals will include an annual dental appointment and a £300 allowance for restorative treatments such as crowns or fillings. Key Benefits: Who’s Eligible? How It Works: These enhancements emphasize Bupa’s commitment to supporting your oral and overall health. […]
Read the guide ↗Providers · 2024-08-06
Bupa Profits Surpass £500 Million – Not bad for a ‘not for profit’ Bupa has added over 433,000 new customers in the UK during the first half of 2024, alongside growth in its international private medical insurance (IPMI) business. The insurer reported a 16% increase in group revenues, with profits before tax rising by 64% […]
Read the guide ↗Resources · 2024-07-25
Understanding Insurance Premium Tax Insurance Premium Tax (IPT) is a tax levied by the government on general insurance premiums. Introduced in 1994, IPT was initially set at a rate of 2.5%, but over the years, it has seen several hefty increases. Currently, the standard rate of IPT stands at 12%, with a higher rate of […]
Read the guide ↗Individual · 2024-07-20
Exploring the News From the Medical Insurance Industry This Week Host: “Welcome to My Health Pod, where we dive into the latest news and insights in the world of private medical insurance. I’m your host, and today our guest is Matt, the director of My Health Pal. We’ll be discussing some recent headlines that are […]
Read the guide ↗Individual · 2024-07-12
Claims Are Increasing Across all Markets, Including Medical Insurance Across the 2023/24 financial year, the Financial Ombudsman Service (FOS) took on 11.7% more private medical insurance (PMI) or dental cases. Data released this morning reveals that the Ombudsman took on 1,621 new cases, made 313 decisions, and upheld 27% of complaints. In comparison, the previous […]
Read the guide ↗Individual · 2024-07-12
Bupa Touch is Becoming My Bupa We always aim to keep you informed about important updates – so Bupa customers, this one is for you! Starting on 16 July, Bupa Touch will be rebranded as My Bupa. While the name is changing, all the features your clients know and love will remain the same on […]
Read the guide ↗Business · 2024-07-06
Let’s first establish what a P11D is, and how to calculate tax on benefits received. P11D is a document used in the UK to report benefits in kind (BIK) provided to employees and Directors.⦁ These benefits are non-cash perks that are received but not included in their salary. Common Benefits ⦁ Private medical insurance⦁ Company […]
Read the guide ↗Business · 2024-05-11
Is Annual Leave Accrued When Claiming PHI From My Employer? Yes, you usually still build up paid holiday days when you get permanent health insurance (PHI) payments from your job in the UK. PHI is a type of insurance your employer can give you. It pays some of your wages if you can’t work because […]
Read the guide ↗Business · 2024-05-11
Can I Get Tax Relief on PMI? Yes, you can. As a business owner in the UK, you receive tax benefits when you offer private health insurance to your staff. Private health insurance pays for your employees to receive medical treatment at private hospitals and clinics. This allows them to avoid long NHS waiting lists […]
Read the guide ↗Business · 2024-05-11
What Is A Health Plan At Work? A health plan at work is a type of health insurance that your employer offers to you and other employees. In the UK, these plans add to the health services you can already get through the NHS. They give you more choices for your healthcare and can help […]
Read the guide ↗Business · 2024-05-11
Let’s Find Out How to Make Your First Health Insurance Claim To claim your work health insurance, you’ll need to understand your policy, get the right documents, and follow the steps your insurer requires. Work health insurance, sometimes called corporate or business health insurance, is a type of insurance that your employer provides to help […]
Read the guide ↗Business · 2024-05-11
What Exactly is a benefit in Kind, and How Much will I Get Taxed for it? In most cases, yes you do. Company health insurance is a type of healthcare coverage that your employer provides as part of your benefits package. It can help you access private healthcare services, such as seeing a specialist or […]
Read the guide ↗Individual · 2024-05-11
Let’s Find out How You Get Charged and Why Does private health insurance show up on your payslip? The short answer is yes, it usually does! When your employer provides you with private medical insurance as part of your job benefits, it will typically appear on your payslip. This is because private health cover counts […]
Read the guide ↗Individual · 2024-05-11
These Days Most Companies Cover This Benefit and you get Charged a BIK Salary sacrifice for private health insurance is a simple concept: you agree to take home a lower salary before taxes, and your employer uses that money to pay for private medical cover for you. It’s a way to get private healthcare through […]
Read the guide ↗Business · 2024-05-11
How Much Do Most Employers Contribute To Health Insurance? In the UK, some employers contribute towards private health insurance premiums, with contributions varying from partial to nearly full coverage, influenced by the company’s policy and the specific role of the employee. When employers contribute towards private health insurance, it can reduce the amount employees pay […]
Read the guide ↗Business · 2024-05-11
Do employees pay for their own health insurance in the UK? The simple answer is – sometimes, yes. Many employers offer private health insurance as part of their employee benefits package, where the employer covers some or all of the costs. However, employees may also need to contribute through payroll deductions, co-pays or by choosing […]
Read the guide ↗Resources · 2024-05-11
Health Insurance as a BIK A Benefit in Kind, or BIK for short, is when your employer provides you with some kind of non-cash benefit as part of your compensation package. One very common example is when companies offer private health insurance to their employees. This type of health coverage allows you to get medical […]
Read the guide ↗Business · 2024-05-11
Employer-provided health insurance is a type of private medical coverage that companies offer as an attractive benefit for employees – a supplementary benefit to the comprehensive care provided by the NHS. Its main purpose is to help attract and keep talented staff by providing quicker access to healthcare. These health plans typically cover things like: […]
Read the guide ↗Business · 2024-05-11
Who Pays Taxes and Will You Still Get Charged as a Benefit in Kind? Your employer can pay for private health insurance as part of your job benefits. Private health insurance allows you to get medical treatment much faster at private hospitals and clinics instead of waiting long for NHS care. With private cover, you […]
Read the guide ↗Business · 2024-05-11
Benefits of Group Health Insurance The biggest group health insurance benefits for employees are: Job-based health insurance helps you get the care you need quicker and easier. It provides more medical options and focuses on keeping you healthy. These extra health benefits are great for employees. But they also help employers attract and keep good […]
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